OMI — flood money that arrives before the water does

Lokoja Any river The fund Docs

River data: GloFAS river discharge, Copernicus Emergency Management Service (CC BY 4.0), served by Open-Meteo. Every level, status and payout rule here is computed by code you can read and re-run; no AI model produces or changes a number.

OMI is a prototype of a donor-funded early-cash fund, not an insurance product. Omi means water in Yoruba.